A Non-Subscriber Solution Putting Texas Businesses in Control

At AccuRisk Solutions, we’ve always done things differently—not for the sake of being different, but because we saw a way to improve upon the status quo. That’s why we launched AccuRisk254, a workers’ compensation alternative that covers all 254 Texas counties that actively works to put employers back in control of their occupational accident benefits.

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Why Choose Non-Subscription?

Texas employers can choose to not participate in the state’s workers’ compensation system,
allowing them to write their own workplace-injury benefit plan—on their own terms.

Benefits of A Non-subscription Plan


Employers can save up to 40% on workers’ comp with a plan designed to meet the needs of their specific workforce.


Dedicated customer service to help prevent claims and ensure employees get the best care at the best cost.


Hands-on oversight with a 24-hour window to report a claim—reducing fraud compared to traditional workers’ comp.


Employers can choose deductible amounts and coverage limits based on perceived risk.

The Power of AccuRisk254

With AccurRisk254, partners get the same exceptional commitment to excellence that AccuRisk is known for along with the specific features they need.

  • In-house underwriting and dedicate claim administrators
  • Competitively priced coverage (Medical, Disability Income and AD&D, Employers Liability)
  • ERISA benefit plan design customized to each policyholder’s specifications
  • Post-purchase customer care (client-specific enrollment materials and one-on-one communication with a claims adjuster)

Accepted Classes

We’ve built AccuRisk254 with the following kinds of businesses in mind, but we can accept any class of business with a review.



Metal Fabrication


Nursing Homes

Auto Repair


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