TEXAS 
Medical Stop Loss
We’ve built our medical stop loss for today’s marketplace: by combining the financial strength of a traditional carrier and the creative flexibility of the best underwriters. Our medical stop loss plans are backed by either Nationwide® so you can be confident that your coverage is solid. With AccuRisk, you get real stop loss solutions from a partner you can count on to be there when you need them.
Get an inside look at AccuRisk from our CEO, Dan Boisvert. In this 25-minute webinar that AccuRisk hosted, he outlines trends in the Stop Loss Market today, evaluating Reference Based Pricing, Direct Contracting, Captives and Risk Management. Click below to learn more and hear Mr. Boisvert’s analysis for how we can partner on Risk Management and help grow your business.
Watch Webinar >Traditional Self-Funding
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Our traditional self-funded plans offer flexibility in plan design with lower administrative costs. Plus, employers gain a significant opportunity to save money on their...
Read More >Our traditional self-funded plans offer flexibility in plan design with lower administrative costs. Plus, employers gain a significant opportunity to save money on their healthcare plan. Unlike a fully insured plan, the employer keeps the difference between premiums paid and medical expenses in years where there is a surplus.
Level Funding
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Level funding combines the flexibility and cost-saving opportunities of self-funding with the fixed and predictable monthly costs of a fully insured plan....
Read More >Level funding combines the flexibility and cost-saving opportunities of self-funding with the fixed and predictable monthly costs of a fully insured plan. If the claim funding dollars amount to less than the claims paid by the end of the year, the employer receives a check for the difference.
Reference Based Pricing
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Reference Based Pricing (RBP) is a model when claims are paid according to a cost-plus schedule based on Medicare pricing rather than utilizing a traditional PPO network....
Read More >Reference Based Pricing (RBP) is a model when claims are paid according to a cost-plus schedule based on Medicare pricing rather than utilizing a traditional PPO network. Some of the benefits of RBP include lower overall claim costs, more predictable costs and lower future trend increases, plus a wider selection of providers.
Captive
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Captive programs help clients to stabilize rate increases over time by pooling risk. Employers with a healthy population typically look to captives to receive minimal rate...
Read More >Captive programs help clients to stabilize rate increases over time by pooling risk. Employers with a healthy population typically look to captives to receive minimal rate increases along with the potential to share in accumulated reserves. Captive programs carry certain requirements for admittance in terms of plan design and cost containment measures.
Provider Sponsored Plans
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Employers can directly contract with healthcare providers in order to obtain lower reimbursement rates. In these provider sponsored plans, employers are...
Read More >Employers can directly contract with healthcare providers in order to obtain lower reimbursement rates. In these provider sponsored plans, employers are typically incentivized to use the provider’s facilities, which have lower contracted prices than other providers in the area. AccuRisk works with TPAs and providers to develop the plan and provide specific and aggregate stop loss to plan sponsors.
