OCCUPATIONAL ACCIDENT

NON-SUBSCRIPTION

Texas Non-Subscription is an ERISA based, Occupational Accident Benefit Program that allows the Employer to design their own schedule of benefits. Texas is currently the only state …

Texas Non-Subscription is an ERISA based, Occupational Accident Benefit Program that allows the Employer to design their own schedule of benefits. Texas is currently the only state that allows for Employers to “Opt Out” of Workers Compensation to provide comprehensive On-the-Job coverage for their employees. AccuRisk Solutions works with our agents to assist in the development of a custom ERISA program that will consist of a Safety Program, Medical Case Management and Directed Care to get the injured worker back on the job. Our policies include AD&D, Medical and Disability coverage for Non-Subscribing employers. Employers Liability may also be included to provide Defense costs for the employer’s protection.

Trucking

Truckers Occupational Accident is a comprehensive program which provides the Owner Operator with benefits to assist their recovery in the event of an on the job injury. In addition, their coverage …

Truckers Occupational Accident is a comprehensive program which provides the Owner Operator with benefits to assist their recovery in the event of an on the job injury. In addition, their coverage will also include a limited benefit for non-work related injuries on a 24 hour basis. AccuRisk Solutions will protect the Motor Carrier with a Contingent Liability policy in the event that the injured Independent Contractor may seek Employee status.

Gig Economy

The rise of the “gig” economy has expanded the potential market for Occupational Accident and other insurance products. AccuRisk is committed to being a leader in this emerging market …

The rise of the “gig” economy has expanded the potential market for Occupational Accident and other insurance products. AccuRisk is committed to being a leader in this emerging market and we look forward to developing products that better serve this growing sector.